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4 Percent Per Month


Interest rates at 4% per month.

Bliss Credit Pte Ltd offers 4% Interest Rates for customers. With effect from 1 October 2015, the maximum interest rate moneylenders can charge is 4% per month. This cap applies regardless of the borrower’s income and whether the loan is an unsecured or secured one. If a borrower fails to repay the loan on time, the maximum rate of late interest a moneylender can charge is 4% per month for each month the loan is repaid late.


For unsecured loans, please refer to the table below for the total maximum amount that you may borrow at any time across all moneylenders in Singapore:


You have to produce your income proof during the loan process to determine your legal loan limit.


If you have any questions regarding the latest licensed moneylender interest rate, do contact Bliss Credit at our number below or Simply fill in an online application,or visit our office and we will do our best to answer all your queries.

Bliss Credit


Co.Reg No. 201017475W
Money Lender Licence 144/2019

Guide to Borrowing from Licensed Money Lender